Under review
Residencial Polanco Norte
Mexico City, CDMX · Premium residential
- Target yield
- 11.4%
- Term
- 24 months
- Loan-to-Value
- 62%
Market: Mexico
Real estate collective financing
Crowdlending models in Mexico for investors who prioritise tangible assets, operational transparency and capital protection against inflation.
9.6–13.2%
Annualised range
37
Audited projects
2021
Year of incorporation
Reviewed portfolio figures
Consolidated summary for the first half of 2026, based on projects audited by the platform.
- Capital placed in audited projects
- MXN 1,284 M
- Annualised gross yield range
- 9.6% – 13.2%
- Urban developments analysed since 2022
- 37 projects
- Senior loans with mortgage collateral
- 0 defaults
Process
How crowdlending works, step by step
A participative model where the investor finances, through collateralised debt, selected real estate projects across Mexico.
01
Project selection and due diligence
Every development goes through a technical, legal and financial committee. Municipal permits, construction licences and independent appraisals are reviewed.
02
Deal structuring
Target amount, tenor, interest rate and first-rank mortgage collateral in favour of the collective vehicle are defined.
03
Collective participation
Accredited investors contribute capital from accessible amounts. Each participation is recorded and backed by the project collateral.
04
Distribution and closing
Periodic interest is distributed during the term. At maturity, the developer returns the principal and the mortgage collateral is released.
Real estate sector and technology
Participative investment with institutional criteria
Capitalvireo applies an institutional analysis framework to real estate crowdlending in Mexico. Each project is reviewed with the same rigour used by private funds: legal due diligence, independent appraisal, local market analysis and quarterly monitoring of construction progress.
- Investment committee with development banking and real estate experience.
- Appraisals by experts certified before the Sociedad Hipotecaria Federal (SHF).
- Mortgage collateral registered at the Public Registry of Property.
- Quarterly reports audited by independent firms.
SHF
CNBV
RPP CDMX
Calculator
Investor yield estimator
Illustrative simulation based on senior real estate crowdlending parameters in Mexico. It does not constitute an offer or investment recommendation.
$100,000
MXN 25,000MXN 2,000,000
24
648
11.4%
8.0%14.0%
Estimated outcome
- Estimated gross interest
- $22,800
- Principal + interest at maturity
- $122,800
- Estimated annualised real yield
- 7.00%
Estimated gross interestEstimated annualised real yield
Average inflation considered: 4.4% per year (Banco de México, 2026 projection). The estimated real yield is computed by discounting inflation from the gross yield.
Figures shown are illustrative. They do not constitute a public offer nor a guarantee of future results. Every investment carries risk, including the possible loss of capital.
Reviewed projects
Urban development projects
Representative selection of audited operations across Mexican markets during fiscal year 2026.
Under review
Torre Corporativa Monterrey Sur
Monterrey, Nuevo León · Commercial / offices
- Target yield
- 10.8%
- Term
- 30 months
- Loan-to-Value
- 58%
Closed deal
Mixed-Use Guadalajara Centro
Guadalajara, Jalisco · Mixed use
- Target yield
- 12.1%
- Term
- 36 months
- Loan-to-Value
- 65%
Financial education
Financial education: tangible assets
Practical resources for investors who want to understand the regulatory and operational framework of real estate crowdlending in Mexico.
Guide
Introductory guide to project financing
Legal structure, collective vehicles, mortgage collateral and supervision under the Mexican Fintech Law (Ley para Regular las Instituciones de Tecnología Financiera).
Analysis
Criteria to diversify your capital
Allocation by market, asset type, tenor, developer profile and collateral level. Key indicators of a balanced real estate portfolio.
Regulation
Real estate sector and technology
How digitalisation of investment processes has allowed investors to access deals previously reserved to institutional players.
Risks
Risks of real estate crowdlending
Construction risk, market risk, liquidity risk and regulatory risk. How to assess them before committing capital.
Ready to access the project catalog?
Receive the quarterly report with open deals, selection criteria and progress updates of the portfolio projects.